Why You Should Get a Mortgage Survey Before You Buy Property

Why You Should Get a Mortgage Survey Before You Buy Property

August 1, 2018

Whether you’re planning a major development or you’re going to build your dream home from the ground up, selecting the perfect piece of land is one of the most important parts of the process. Even after you identify property that fits your needs and falls within your budget, there are still several things you have to do to ensure that you know as much about the piece of property you want to purchase before deciding to buy. There are many reasons why it’s a good idea to get a mortgage survey before you buy land. Below are some tips from a property surveyor in New Braunfels, TX to help you get started.

What is a mortgage survey?

A mortgage survey is essentially an in-depth assessment of the land that you are thinking about purchasing. It is usually required by mortgage lenders before financing can be issued for a piece of land. In some cases, the mortgage provider themselves will even pay for the cost of the survey.

During a mortgage survey, a property surveyor in New Braunfels, TX will take a look at the deed to the property and any other relevant documents to gather as much information as possible about the property. Then, the surveyor will utilize a variety of tools, devices and methods to accurately determine the boundary of the property and the position of any structures on the land.

It’s important to understand the difference between a mortgage survey and a mortgage inspection. A mortgage inspection may establish some important details about the property, but it will not be nearly as in-depth as a mortgage survey conducted by a professional property surveyor in New Braunfels, TX. If the mortgage provider is paying for a simple mortgage inspection, it’s a good idea to invest in a third-party survey that will be more comprehensive and provide you with more valuable information about the property you want to purchase.

Benefits of a mortgage survey

The most important reason why mortgage surveys are important is that they can uncover problems and issues that otherwise may have gone unnoticed until after the purchase. There are many factors that can affect the development of land, and it’s important to know whether a piece of property is really suitable for the kind of construction you are planning. A mortgage survey also helps you ensure that everything you want to do falls within relevant zoning and building code regulations. They can also establish whether there are any encroachments on the property that might become an issue.

Contact a property surveyor in New Braunfels, TX

Before you purchase a piece of property, make sure you get a professional, comprehensive mortgage survey from Bettersworth & Associates, Inc. Since 1953, our experienced team of surveyors, land planners and civil engineers has delivered outstanding services to our clients. We are dedicated to providing services that help facilitate successful construction and development of every scope and scale. We know that inconsistencies can crop up when land changes hands, and we are here to provide you with a clear and precise assessment and survey of your land. Give us a call for more information about what we can do for you.

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Bettersworth & Associates, Inc.
111 E Mountain St
Seguin, TX 78155

Phone: (830) 379-5552

July 6, 2017 Henry K.
"Couldn't ask for better people to work with!! I'd give them 10 stars if I could. Everyone from Ken, the girls in the office, and all the guy..."
February 20, 2017 Mike N.
"Quick, professional, and decently priced."
August 31, 2016 Scott
"Very professional survey crew. Answered all my questions."

Business Hours

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

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