Why Your Title Company Needs a New Boundary Survey

Why Your Title Company Needs a New Boundary Survey

September 25, 2019

Boundary surveys are used during land transactions to describe items in the title commitment for purchasing. When you use a survey in a land transaction, you might be surprised to find that your title company requires you to get a new boundary survey in Guadalupe County, TX. Why won’t they let you use the old one?

The goal of a boundary and land survey is to identify the limits of the property and define what’s within them. After all, you need to know about any fences, easements and improvements on your lot, as this will affect your property’s value. If the home you’re buying has been built on the wrong lot, or a detached garage or shed encroaches on someone else’s land, you need to know in order to make appropriate adjustments—or decide if you still even want to purchase.

Some reasons a title company might require you to get a new boundary and land survey include:

  • A boundary survey wasn’t performed in the first place: You’ll need to make sure a boundary survey was actually conducted—if you only have a surveyor’s real property report, you likely will not be able to obtain title insurance until you have a real boundary survey.
  • The survey is too old: If the survey is under 10 years old, you have a better chance of being allowed to use it—but every title company is different. Some will only allow surveys less than six months old! The goal is to ensure that the information is as up to date as possible so as to prevent costly errors later on down the line.
  • The survey company is out of business: Title companies like the reassurance of knowing that the surveying company you used for your boundary survey in Guadalupe County, TX is still in operation. That gives them the peace of mind they need to assume the work is still “good”—and if it’s not, that they have a way of contacting the surveyors.
  • The property conditions have changed since the last survey: Any time your property has some sort of new structure, be it a fence, building, wall or patio, it will need to be re-surveyed. That is because the survey must accurately convey what is contained within the property. Title companies can’t issue policies based on inaccurate or incomplete information.

Although it may seem like an extra step and expense, title companies require new boundary surveys to protect themselves and you.

Get an up-to-date boundary survey in Guadalupe County, TX

Need a boundary survey in Guadalupe County, TX? Bettersworth & Associates, Inc. has been serving the area since 1953. We’re a team of experienced and award-winning land planners, and have a reputation for superior customer service, skilled surveyors and our dedication to doing a great job the first time. We can provide you with an accurate and complete boundary survey that’s sure to meet your title company’s requirements. Contact us today for more information about what we can do for you!

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